In purchasing goods with credit system , there are some drawbacks , one of them if your future payments faltered or even unable to continue payments . Total cash advance with installment that has been entered will be wasted . Now before you decide which company you use , then read the first tips below:
1. Select the finance companies which has a good reputation and extensive network with competitive interest rates . Choose one that has a fixed interest calculation until the end of the mortgage making it easier for you to plan regular monthly spending budget .
2. Keep the amount of advances should not below the standard DP is determined by the lease , as this will make your car loan calculation will be higher than normal DP interest .
3. Maximum ideal time period to repay a different car , generally to the condition of a new car consumers prefer a credit period of 2 s / d 3 years . It is adjusted to the manufacturer's warranty and resale value of the car .
4. For a used car loan period is suggested that the car does not exceed the age of 8 years , and the credit period is recommended ranges 2 /3 years.
5. Make sure that your vehicle documents unsecured back to the other party .
6. Keep the period of the loan is secured by your vehicle insurance in ALL RISK condition , in order to avoid things that can cause the expenditure being over budget to repair the vehicle due to negligence in the middle of the road or the other .
7. Make sure each of your vehicle installment payments are always on time , in addition to maintaining the credibility of your own good name , also avoid spending more due to a late fee .
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