Health Insurance In Mind

Health insurance is one of the types of insurance products that specifically guarantee the cost of health or care insurance customers that if they experience health problems or accidents . Broadly speaking there are two types of treatments are offered by insurance companies , namely outpatient and inpatient .

Outpatient
Outpatient insurance covers the cost of a doctor , diagnosis / lab , and medicine . The costs incurred are usually determined by the maximum limit for each component per visit / per year and a maximum frequency of visits in one year . Restrictions can also be enforced by requiring GP referral before a visit to a specialist , or the coverage is given only when performed by a health care provider that is registered . Outpatient insurance is usually only an additional benefit of hospitalization insurance . In other words , should be the one with the hospitalization insurance .

Hospitalization
Hospitalization insurance covers the cost of inpatient care in hospitals , which covers the cost of the room , physician services , drugs , laboratory / diagnostic support , surgery , etc . Classification of hospitalization insurance is usually done by the class room .

Why We Must Have Health Insurance
The longer the cost of living is increasing even sometimes uncontrollable . While we are healthy , we are desperately looking for money to be collected . So sometimes we forget to get enough rest , we consequently susceptible to disease and had to be hospitalized .

This may not be a problem if we have enough funds to pay for medical treatment , but if the funds are not enough for perhaps being used for working capital , for the children's school fees used for other unexpected things , it would be a problem if had to be hospitalized in the hospital and had to exit the enormous cost , we may be forced to deplete the remaining savings , pawning , or borrow money on others , so it is very disturbing financial situation of the family .

In insurance article was just a small glimpse of events , from a lot of things that could happen . One of the easiest solution if you do not want the above events occur in our family is as early as possible we buy health insurance from an insurance company that is reliable .

By having health insurance products , the impact of emerging health risks transferred to the insurance company , the insurance company will provide coverage of health costs as agreed in the insurance policy .